Post office RD scheme 2025 | RD scheme Post office 2025 | Post office RD plan 2025

Post office RD scheme 2025 | RD scheme Post office 2025 | Post office RD plan 2025

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5-Year Post Office Recurring Deposit Account (RD)
As the name suggests, the tenure of this RD account is fixed for five years.
You can agree to a fixed monthly deposit payment starting from Rs 100 and earn interest at 6.7% p.a.
The interest is compounded quarterly.
You can get a loan of up to 50% against the deposit available in the account after completing 12 instalments without defaulting.
The account can be extended for a further 5 years by applying at the concerned Post Office. The interest rate applicable during the extension will be the interest rate at which the account was originally opened.The account can be extended for a further 5 years by applying at the concerned Post Office. The interest rate applicable during the extension will be the interest rate at which the account was originally opened.
RD Account can be closed prematurely after 3 years from the date of account opening, by submitting prescribed application form at concerned Post Office.
PO Savings Account interest rate will be applicable if the account is closed prematurely even one day before ma